Privacy Policy ★ Silver Holdings


	Privacy Policy This Privacy Policy sets out the approach which Silver Holdings Group Pty Ltd will take in relation to the treatment of Personal Information. It includes information on how Silver Holdings Group Pty Ltd collects, uses, discloses and keeps secure, individuals' Personal Information. It also covers how Silver Holdings Group Pty Ltd makes the Personal Information it holds available for access to and correction by the individual. We are bound by the National Privacy Principles in the Privacy Act 1988 (Cth) in relation to the handling of personal information. Where appropriate we will handle personal information relying on the media exemption (but complying with the Australian Press Council Privacy Standards), related bodies corporate exemption and the employee exemption in the Privacy Act. This Policy is a public document and has been prepared in light of National Privacy Principle 5, Openness. Security Silver Holdings Group Pty Ltd to ensure the security, integrity and privacy of personally identifiable information of our customers. We use a variety of physical and electronic security measures including restricting physical access to our offices and firewalls and secure databases to keep personal information secure from misuse, loss or unauthorised use or disclosure. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. Definition Silver Holdings Group Pty Ltd means all companies in the Silver Holdings Group Pty Ltd group. Collection Information means the information outlined in 1.3 notified to individuals prior to, or as soon as practical after, the collection of their Personal Information. Direct Marketing means the marketing of goods or services through means of communication including written, verbal or electronic means. The goods or services which are marketed may be those of Silver Holdings Group Pty Ltd or a Related Body Corporate or those of an independent third party organisation. Disclosure generally means the release of information outside Silver Holdings Group Pty Ltd, including under a contract to carry out an "outsourced function". Health Information means: (a) information or an opinion about: (i) the health or a disability (at any time) of an individual; or (ii) an individual's expressed wishes about the future provision of health services to him or her; or (iii) a health service provided or to be provided to an individual; that is also personal information; or (b) other personal information collected to provide or in providing a health service; or (c) other personal information about an individual collected in connection with the donation; or intended donation by the individual of his or her body parts or body substances. Opt Out means an individual's expressed request not to receive further Direct Marketing. Personal Information means information or an opinion (including information or an opinion forming part of a database), whether true or not and whether recorded in a material form or not, about an individual whose identity is apparent, or can reasonably be ascertained from the information or opinion. Primary Purpose is the dominant or fundamental reason for information being collected in a particular transaction. Reasonable Expectation means a reasonable individual's expectation that their personal information might be Used or Disclosed for the particular purpose. Related Body Corporate means that where a body corporate is: (a) a holding company of another body corporate; (b) a subsidiary of another body corporate; or (c) a subsidiary of a holding company of another body corporate, the first mentioned body corporate and the other body corporate (either or both of which may be located in or outside Australia) are deemed to be related to each other Sensitive Information means: (a) information or an opinion about an individual's: (i) racial or ethnic origin; or (ii) political opinions; or (iii) membership of a political association; or (iv) religious beliefs or affiliations; or (v) philosophical beliefs; or (vi) membership of a professional or trade association; or (vii) membership of a trade union; or (viii) sexual preferences or practices; or (ix) criminal record; that is also personal information or (b) Health Information or genetic information about an individual. Use means the handling of Personal Information within Silver Holdings Group Pty Ltd. Privacy Policy 1. Collection 1.1 Silver Holdings Group Pty Ltd will only collect Personal Information where the information is necessary for Silver Holdings Group Pty Ltd to perform one or more of its functions or activities. In this context, "collect" means gather, acquire or obtain by any means, information in circumstances where the individual is identifiable or identified. 1.2 Silver Holdings Group Pty Ltd collects Personal Information primarily to supply customers with the products and services ordered from it and its related companies. Silver Holdings Group Pty Ltd also collects and uses Personal Information for secondary purposes including: (i) billing and account management; (ii) business planning and product development; and (iii) to provide individuals with relevant advertisements and relevant information about promotions, as well as the products and services of Silver Holdings Group Pty Ltd and other organisations. 1.3 Silver Holdings Group Pty Ltd will notify individuals (including, but not limited to, our customers) of the matters listed below before collecting any Personal Information: i) the main reason that we are collecting Personal Information (this reason will be the Primary Purpose); ii) other related Uses or Disclosures that we may make of the Personal Information (Secondary Purposes); iii) our identity and how individuals can contact us, if this is not obvious; iv) that individuals can access the Personal Information that Silver Holdings Group Pty Ltd holds about them; v) that individuals should contact our customer service department (even if they are not a customer) if wish to access or correct Personal Information collected by us or have any concerns in relation to Personal Information; vi) the organisations or types of organisations to whom we usually Disclose the Personal Information including Related Bodies Corporates and contractors; vii) where applicable, any law that requires the Personal Information to be collected (for example, information that is required to be collected for the Integrated Public Number Database which is used by directory publishers); viii) the consequences (if any) for the individual if all or part of the Personal Information is not provided to Silver Holdings Group Pty Ltd. 1.4 Where it is not practicable for Silver Holdings Group Pty Ltd to notify individuals of all of the Collection Information before the collection of Personal Information, Silver Holdings Group Pty Ltd will ensure that individuals are notified of the Collection Information as soon as possible after the collection. Silver Holdings Group Pty Ltd will provide "post collection notification" in those circumstances where it is not practicable to notify individuals about the collection of their personal information before it is collected. 1.5 When collecting Personal Information over the telephone, it may not always be practicable to provide all the Collection Information at that time. In such circumstances, we will provide the individual with Silver Holdings Group Pty Ltd' contact details, and then provide the balance of the Collection Information in a confirming letter. 1.6 Silver Holdings Group Pty Ltd will not collect Sensitive Information from individuals except with consent and only where it is necessary for Silver Holdings Group Pty Ltd to collect such information for an activity or function. 1.7 Silver Holdings Group Pty Ltd will not collect Personal Information secretly or in an underhanded way. 1.8 Silver Holdings Group Pty Ltd will take steps to ensure that individuals on purchased lists are or have been notified of the information as outlined at 1.3. 2. Use 2.1 Silver Holdings Group Pty Ltd will obtain an individual's consent for Use of non-sensitive Personal Information for Secondary Purposes at the time of collection, unless the Use is a related Secondary Purpose which would be within the relevant individual's Reasonable Expectations. 2.2 Silver Holdings Group Pty Ltd Uses Personal Information primarily for the purposes listed in 1.2 above. 2.3 If Silver Holdings Group Pty Ltd relies on the Direct Marketing exception to Direct Market to individuals it will ensure that: i) individuals are clearly notified of their right to Opt Out from further Direct Marketing; ii) there is only one Use of the information before the Opt Out right is given and this Use applies across all Silver Holdings Group Pty Ltd' Related Bodies Corporate (if the information is shared between those Related Bodies Corporate); iii) the individual is given an Opt Out in all further instances of Direct Marketing if they have not previously chosen to Opt Out; and iv) if the individual Opts Out of all Direct Marketing the Opt Out will be respected by Silver Holdings Group Pty Ltd and all its Related Bodies Corporate. 2.4 Silver Holdings Group Pty Ltd will not use Sensitive Information for Direct Marketing. 2.5 Silver Holdings Group Pty Ltd may use Personal Information to avoid an imminent threat to a person's life or to public safety. It may also use Personal Information for reasons related to law enforcement or internal investigations into unlawful activities. 2.6 Silver Holdings Group Pty Ltd will not use Personal Information without taking reasonable steps to ensure that the information is accurate, complete and up to date. 2.7 Silver Holdings Group Pty Ltd will not attempt to match de-identified or anonymous data collected through surveys or such online devices as "cookies", with information identifying an individual, without the consent of the relevant individual. 3. Disclosure 3.1 Silver Holdings Group Pty Ltd may Disclose Personal Information to related or unrelated third parties if consent has been obtained from the individual. This will include obtaining the individual's consent for Disclosures made under the credit reporting requirements of the Privacy Act. 3.2 Silver Holdings Group Pty Ltd may Disclose Personal Information between Related Bodies Corporate. Where information is Disclosed to such a Related Body Corporate, that Related Body Corporate is bound by the original Primary Purpose for which the information was collected. 3.3 Silver Holdings Group Pty Ltd may Disclose Personal Information to unrelated third parties to enable outsourcing of functions (such as billing), where that is Disclosure or Use for a related Secondary Purpose and has been notified to individuals or where such Disclosure is within the individual's Reasonable Expectations. Individuals will be notified of Silver Holdings Group Pty Ltd' usual Disclosures via the Collection Information, as outlined in 1.3. 3.4 Silver Holdings Group Pty Ltd will take reasonable steps to ensure that its contracts with third parties include requirements for third parties to comply with the Use and Disclosure requirements of the Privacy Act. 3.5 Silver Holdings Group Pty Ltd may Disclose Personal Information to law enforcement agencies, government agencies, courts or external advisers where permitted or required by law. 3.6 Silver Holdings Group Pty Ltd may Disclose Personal Information to avoid an imminent threat to a person's life or to public safety. 3.7 If a Disclosure is not for a Primary Purpose; is not for a related Secondary Purpose; or upfront consent has not been obtained, Silver Holdings Group Pty Ltd will not Disclose Personal Information otherwise than in accordance with the exceptions set out at 3.1 to 3.6 above. 3.8 Silver Holdings Group Pty Ltd does not generally sell or share its customer lists on a commercial basis with third parties but if it did, it would only do so if we had the appropriate consent of the individual involved. If the consent provided is conditional, Silver Holdings Group Pty Ltd will take steps to ensure (by contract) that the use of its customer list by third parties does not exceed the scope of the consent. 4. Information quality 4.1 Silver Holdings Group Pty Ltd will review, on a regular and ongoing basis, its collection and storage practices to ascertain how improvements to accuracy can be achieved. 4.2 Silver Holdings Group Pty Ltd will take steps to destroy or de-identify Personal Information after as short a time as possible and after a maximum of seven years, unless the law requires otherwise. 5. Information security 5.1 Silver Holdings Group Pty Ltd requires employees and contractors to perform their duties in a manner that is consistent with Silver Holdings Group Pty Ltd' legal responsibilities in relation to privacy. 5.2 Silver Holdings Group Pty Ltd will take all reasonable steps to ensure that paper and electronic records containing Personal Information are stored in facilities that are only accessible by people within Silver Holdings Group Pty Ltd who have a genuine "need to know" as well as "right to know". 5.3 Silver Holdings Group Pty Ltd will review, on a regular and ongoing basis, its information security practices to ascertain how ongoing responsibilities can be achieved and maintained. 6. Access and correction 6.1 Silver Holdings Group Pty Ltd will allow its records containing Personal Information to be accessed by the individual concerned in accordance with the Privacy Act. 6.2 Silver Holdings Group Pty Ltd will correct its records containing Personal Information as soon as practically possible, at the request of the individual concerned in accordance with the Privacy Act. 6.3 Individuals wishing to lodge a request to access and/or correct their Personal Information should do so by contacting Silver Holdings Group Pty Ltd Customer Service, as per the details on the back of this document. While some requests for access may be handled by Customer Service, it may be necessary for your request to be escalated to the Silver Holdings Group Pty Ltd Customer Relations Group. 6.4 Silver Holdings Group Pty Ltd will not normally charge a fee for processing an access request unless the request is complex or is resource intensive. Silver Holdings Group Pty Ltd does, however, reserve the right to charge a administration fee if an individual requests access to their Personal Information more than once in a three month period. 6.5 Where Silver Holdings Group Pty Ltd offers on-line account management facilities, customers can use this capability to control aspects of their account, including amending or updating certain Personal Information. 7. Openness 7.1 Silver Holdings Group Pty Ltd' Customer Service representatives will be the first point of contact for inquiries about privacy issues. Individuals wishing to make an inquiry or complaint regarding privacy, should do so by contacting Silver Holdings Group Pty Ltd Customer Service, as per the details on the back of this document. 7.2 Silver Holdings Group Pty Ltd websites will contain a prominently displayed privacy statement and will include a copy of this Silver Holdings Group Pty Ltd Privacy Policy. 8. Anonymous transactions 8.1 Silver Holdings Group Pty Ltd will not make it mandatory for visitors to its web sites to provide Personal Information unless such Personal Information is required to answer an inquiry or provide a service. Silver Holdings Group Pty Ltd may however request visitors to provide Personal Information voluntarily to Silver Holdings Group Pty Ltd (for example, as part of a competition or questionnaire). 8.2 Silver Holdings Group Pty Ltd will allow its customers to transact with it anonymously wherever that is reasonable and practicable. 9. Transferring personal information overseas 9.1 Silver Holdings Group Pty Ltd will take reasonable steps to limit the amount of Personal Information it sends to unrelated organisations overseas. 9.2 If Personal Information must be sent by Silver Holdings Group Pty Ltd overseas for sound business reasons, Silver Holdings Group Pty Ltd will require the overseas organisation receiving the information to provide a binding undertaking that it will handle that information in accordance with the National Privacy Principles, preferably as part of the services contract. Contacting Silver Holdings Group Pty Ltd Please contact us if you require further information about Silver Holdings Group Pty Ltd privacy policy.